DEAR OWNERS,

Recently, we met Mr and Mrs Feng who have a household income of $7K per month. They are keen on property investment and wish to know the best options available.

We have gone through a few options that they could use like the conventional method of buying additional property and pay the ABSD (Additional Buyers Stamp Duty) or sell his current HDB and buy another.

With the financial information given, we calculated and customized a Property Asset Saving Plan strategy for them which they could use:

1. Upgrade to a condominium WITH ZERO CASH TOP UP

2. Own 2 properties (without paying ABSD) and create EXTRA INCOME

RESERVE FUND of up to $100k

They are comfortable with the practical step-by-step investment roadmap for the next 5 to 10 years.

Their testimony:

“Jayden and Angeline shared with me with 5-years to 10-years plan on how to earn a big profit with my current flat while owning another. They didn’t just give me something to dream for but practical, really can do steps on how to achieve that. I highly recommend their services to anyone who is looking into buying/selling property”

However, many who still don’t want to try even if they can because they think there will be

  • Lots of money involved

  • Higher installment

  • More stress/debts

IS THAT REALLY THE CASE?

Mr. and Mrs. Feng had the same mentality and doubts in his mind but after some detailed and meticulous financial calculations, they learnt a better way to grow their wealth.

IN OUR SHARING SESSION,WE WILL PROVIDE

  • An in-depth analysis to allow you to understand your financial position.
  • A detailed financial calculation process, including additional costs like legal fees, cash outlay, stamp duty, etc.
  • The Property Asset Saving Plan to determine the right property for you that can achieve GOOD potential upside from your properties and have financial freedom lifestyle earlier.
  • An investment roadmap in planned phases for the next 5-10 years to meet the financial objective- detailed entry and exit strategy.
  • The 3 Key questions you NEED TO ask before investing in any property.

BUT SHOULD I UPGRADE ESPECIALLY WHEN I HAVE PAID OFF MY HDB?

If you are like most Singapore HDB Owners today, you are probably servicing your HDB loan using your CPF.
And you might be thinking that it is best to pay off the loan as soon as possible to lower your monthly mortgage.
Without you knowing, this action may affect you financially
You need to know how to use your CPF
CORRECTLY and EFFICIENTLY!

LOCKING AWAY ALL YOUR CPF IN YOUR HDB IS EATING AWAY YOUR WEALTH

With all or most of your CPF dumped into your HDB flat, you lose

1. the 2.5% interest you can earn from leaving it inside CPF,
2. the accrued interest of 2.5% to pay back when you eventually sell
That is 5% TAKEN AWAY from you, year after year.

For example, My clients Mr and Mrs Yee put away $200,000 worth of CPF funds into their HDB, at the end of 5 years, they lost $25,000 in interest earnings.
Selling their HDB at the end of 5 years, they would have to return $225,000 to CPF. Minus off their loan and CPF refund + accrued interest, they ended up with a negative sales of –$3K.
It is making their next property purchase difficult if they do not have cash with them.

So how can you escape this fate? Arrange a non-obligatory customised Property Savings Asset planning session with us to find out!

However, many people are limiting themselves due to income, age or etc. We always lament the wasted investment opportunities but failed to take advantage of it when we had the chance

GOLDEN OPPORTUNITY FOR A LIMITED TIME ONLY

Imagine if you had bought a property 10 years ago, how much profit would you enjoy as of now?

Will you want to have the same regrets when you look back on your life 5 to 10 years down the road?

Seize this opportunity WITH A GUIDED CUSTOMIZED PROPERTY ASSET SAVINGS PLAN YOU CAN:

  • ACHIEVE financial freedom for you and your family
  • CREATE your very own asset portfolio through STABLE property investment plans
  • STORING UP reserve cash for rainy dayst
  • STABLE passive income with minimal to zero extra financial commitment
  • RETIRE earlier with a secure safety net

HAVING DOUBTS? LET OUR RESULTS SPEAK FOR THEMSELVES.

Incorporated in 2013, Cedar Asset Management Pte Ltd has been helping many overseas clients especially the mainland Chinese in their property investment into Singapore. Within a short span of 4 years, with our in‐depth market knowledge and dedicated service, our team of skillful licensed advisors have won strong support and trust from our clients. To date, we have transacted more than $50M worth of properties in Singapore.
With a proven strategy and in‐depth understanding of Singapore property market, we will be glad to share with you our research and investment road map to safeguard your investment even during tough time.
With proper asset planning anyone can enjoy a life of abundance and stability.

What some of our clients say about us:

Mr Lim.

“What separate Jayden and Angeline from the other property agents out there is the way they treats his clients. They were able to offer a convenient, assuring and personalized service. Never once impatient nor pushy, They helped me rationalize the situation and the merits of each shortlisted property. And They would always be fast to revert on any requests that I made. Their dedication and enthusiasm in ensuring every client leaves a happy one regardless of the final buying outcome, is highly commendable. Thank you!”

Mr. Kenny Tan

“Jayden and Angeline furnished all required information with absolute transparency and valued investors/homeowners who had performed due diligence are timely informed. In addition, They went the extra mile to liaise with respective departments to ensure smooth transition & facilitation.
Aside from that, it is not a one-time deal of set-and-forget but keeping client engaged even after completion of procurement process. Pre & Post sales service rendered are impeccable.
This summarises my personal opinion but why not leverage on their expertise and diligent efforts being tirelessly showered upon you. “

Mr. & Mrs Henderson

“Jayden and Angeline is extremely patient, hardworking and dedicated to finding us the right property, and, within budget. We looked at many places before landing the one that suited us and all viewed with enthusiasm and no complaint whatsoever. When we finally found a condo that ticked all the boxes we had a problem with our loan. They helped us by contacting the bank on our behalf and miraculously got it sorted out, in our favour. We thank them very much and highly recommend them to any potential buyer or seller.”

HAVING DOUBTS?

LET OUR RESULTS SPEAK FOR THEMSELVES.

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